Even in glorious Europe with socialized healthcare*, it’s very easy to rack up 100k or more in liabilities. Possibly decades of lost wages, improving their homes accessibility, caretakers, damages for pain and suffering and so on. E.g., German law mandates a minimum of 7.5 million Euros of coverage.
The US healthcare system sucks, but, completely independently, these coverages just aren’t enough.
Even in glorious Europe with socialized healthcare*, it’s very easy to rack up 100k or more in liabilities. Possibly decades of lost wages, improving their homes accessibility, caretakers, damages for pain and suffering and so on. E.g., German law mandates a minimum of 7.5 million Euros of coverage.
The US healthcare system sucks, but, completely independently, these coverages just aren’t enough.
*Details vary.