Basically yeah, predictive text is an extremely simple AI built using Markov chains to predict the next word based on probability. What happens next depends only on now, it doesn’t have a memory to speak of. ChatGPT is built using artificial neural networks that can take an input and process it in ways that assign weight/value to different bits of data and store that information and reference it later to learn more and teach itself, drawing more conclusions from previous data and in turn storing that data to make even more conclusions!

I agree we’re not at the singularity yet and I’m not sure that’s even a real thing. It’s all still just fancy programming for now but machine learning and AI right is very exciting and who knows what kind advancements could be right around the corner.