• TranscendentalEmpire@lemm.ee
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    6 months ago

    This is kinda funny, but extremely fake. I’m a second generation immigrant. I can attest that obtaining a credit card without citizenship is basically impossible, and very difficult even with a green card.

    Also, when people from Asia travel they usually have dual currency credit cards that work very well in their country and the west. All the major financial organizations have offices in China. Hell you can get a dual currency card from the bank of China in MasterCard or Visa.

    • besbin@lemmy.ml
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      6 months ago

      First Gen immigrant here. Credit card obtainment is itself not that hard if you already have guardians or sponsors who are willing to cosign your paperworks. If you don’t even have that then it would have been impossible for you to even legally get into this sh*t hole to begin with so I have no idea why you said it was hard.

      The hard part is getting a credit line as high as 100k without a stable income and high credit score. Even many US citizens I known don’t even have close to that numbers in all their accounts combined fresh out of college. The conman in the post either already have rich relatives who are paying it back or must have lost even more cash withdrawn from China to bankroll his “scam”

      Lastly, regardless of how you spent that money, it’s still entrapped inside the US economy and thus not enrich his own country at all. Unless they bought gold or cash back to China, of course

      • TranscendentalEmpire@lemm.ee
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        6 months ago

        Credit card obtainment is itself not that hard if you already have guardians or sponsors who are willing to cosign your paperworks.

        Pretty large “if” for a lot of immigrant communities.

      • TranscendentalEmpire@lemm.ee
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        6 months ago

        It is if your country isn’t on the western credit based system… A recent immigrant isn’t going to have a loan or mortgage, and most often are in low income jobs, or even paid under the table.