Hiya, I am looking into a few different services to better manage my finances, among the highest recommended ones there is ActualBudget. Actualbugdet itself is opensource and private, however, to get the most out of this service you may connect it to your bank, via a third party service. Has anyone here actually done this? The service (for EU folks) is called GoCardless. This however, to me is ringing many alarms…

Here is the screenshot showing the message before connecting to my bank…

Here GoCardless’s list of partners/suppliers:

https://assets.ctfassets.net/40w0m41bmydz/6Mg3PGztGEQh11N3MNRmYc/1f186cf883151ca04b9c71c23b5ee4d3/GoCardless_material_supplier_list_v2024.09.pdf

I assume there is no private alternative that allows you to connect to your bank into AcualBudget or another service, if so please let me know! Managing finances would be so much more convenient if it all was automatically synced into a self-hosted service.

Let me know how you manage your finances :)

  • Shimitar
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    21 days ago

    I do. I find it very useful.

    Is it safe? No idea, but its read only, so seems that they cannot operate on your bank account in any case. That feels safe enough for me.

    • Detective'@slrpnk.netOP
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      21 days ago

      I’m more afraid of them reading about each transaction and selling that information forwards to their partners…