You have no idea how stupid this “gotcha” phrase sounds to literally everyone who isn’t from the US my guy.

Most of the debt is just charges for non-existing stuff. Check out https://unduemedicaldebt.org for their work.

The group says retiring $100 in debt costs an average of $1.

https://kffhealthnews.org/news/article/nonprofit-medical-debt-buy-forgive/

• https://www.fox10phoenix.com/news/billions-in-medical-debt-to-be-wiped-out-for-up-to-a-million-arizonans-governor-announces
• https://abcnews.go.com/GMA/Wellness/connecticut-canceling-medical-debt/story?id=106878814
• https://whyy.org/articles/medical-debt-pennsylvania-governor-josh-shapiro-budget-address-4-million/
• https://www.beckershospitalreview.com/finance/illinois-governor-pitches-plan-to-relieve-4b-in-medical-debt.html