If I owned a Tesla right now, I’d be in a bad situation. I sure as hell no longer want to be seen in one. The market for them has crashed, and nobody wants to buy one used. If I could afford a Tesla, I’d surely have insurance… I’d be rooting for somebody to set that shit on fire
Gap insurance
That only helps you if you bought the car at the worst possible time. Outside of the first maybe year of owning a car you shouldn’t have any real appreciable negative equity. Even if the car is a massive piece of shit (and not just made by one)