• microfiche [he/him]@hexbear.net
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    15 days ago

    High yield savings acct - 4-ish percent.
    Index funds - 4 to 5 percent.
    OpenAI-17.5 percent at least.

    Definitely not a scam. Open AI is certainly not robbing Peter to pay Paul. Nope.

    • SootySootySoot [any]@hexbear.net
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      15 days ago

      I understand why it looks suspicious—any system that scales quickly and redistributes returns can resemble something more dubious at a glance. But the structure is transparent, participation is voluntary, and value is created rather than merely shuffled around. It’s not a Ponzi scheme, it’s an aggressively misunderstood networked incentive model!